The mortgage markets are a mess. Getting a mortgage is a different ballgame today. We are beyond the days when you could just fog a mirror and get the keys to a house.
Credit is tight. Lending standards? Well, there are actual lending standards now. I have always said it is important to make sure that you go to someone who is more of a consultant than a salesperson.
Today, this is even more important. Through their marketing efforts, mortgage companies invite you to just pick up a phone and qualify for a loan. It is important to sit down with someone who is going to look at your situation and consult you. A consultant will look at your credit score, analyze your current mortgage, and help you get into the right type of financing.
I have known Alice White Hinckley for over 25 years and think that she is the best out there. If you are in need of mortgage help, I recommend her with confidence. If you didn’t get a chance to hear the show from yesterday, make sure you listen to the podcast.
Her email address is alwhite@firsthorizon.com.
Copyright © 2007 Prudent Money and Bob Brooks. All rights reserved.
About Prudent Money
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- Bob Brooks is the host of Prudent Money. The show airs weekdays from 3:30 to 4:00 pm on 91.7 KVTT is heard in Dallas, Texas. For more information go to www.prudentmoney.com
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