Friday, February 15, 2008

Congress Doing Its Part To Make America Great

I don’t know about you but when I go to sleep at night I want to know that our Congress (who we pay with tax payer money) is working hard to do several things: Help protect America, the economy, the markets, and our rights.

So, it just gives me the greatest feeling in the world to know that Congress is taking the time to look into this whole Roger Clemons steroid scandal. This is a great use of tax payer money. They really need to get to the bottom of this situation and find out the truth. Who is telling the truth? Who is lying? This is hugely important in a time when we are at war, a time when our economy is sinking into a dark hole, and people by the thousands are losing their homes.

You solve that steroid problem, and then you have the answer to America’s housing situation. An added bonus to some of the members of Congress was a pre-hearing autograph session with Mr. Clemons (true story – he was signing autographs for random members of Congress).

Let me set the stage – You have all of these politicians sitting forum style facing a row of people set to grill their “guests” with questions. Next to each member of Congress was a name tag. What struck me as a little “elitist” was that you didn’t see the first and last name of the member. You just saw either “Mr.” or “Mrs.” and then their last name. It reminded me of fraternity pledgeship. “Always refer to me by my last name and never my first. Look me in the eye when spoken to. Never speak unless I acknowledge you.”

Is it the business of our Congress to stick their nose into everything that has nothing to do with their chief role in this country? To me, that is a complete waste of time and resources to figure out who is lying and who is not lying about steroid use. Besides being lightly entertaining on ESPN reruns, it has nothing to do with the important issues that we face as a country. Quite frankly, if polled, I would think that the greatest portion of America really cares less.

As I do more research on the activities of Congress, one question really continues to come up. What do they really do? For instance, most of the solutions recently proposed by Congress as an answer to America’s housing crisis have been just a little more than political sound bites and not real answers. They sound great. Beneath the surface, there really isn’t anything to them.

Credit laws are in place to protect the credit industry more than the consumer. They sat back and watched the mortgage problem boom as if there was no way there could be a problem. Surely those advertisements to buy a home for nothing down, 1.2% interest for the life of the home, and no closing cost loans were not a scam. How could any member of Congress truly concerned about the American people ignore what was blatantly obvious. The truth is there is no policing of the mortgage industry.

To the members of Congress – With all due respect, please spend your time revamping mortgage laws in order to protect the citizens of this country. Please restructure all of the credit laws so that they are fair and balanced. Get some real solutions together to help the homeowners who your system failed. This is not a bail-out plan that we need. We need a plan to help those who have faced or are facing foreclosure to get back on their feet.

Finally, create laws as if you couldn’t get elected again because of a term limit.

The biggest mistake that we ever made in this country was not limiting an individual’s ability to retain power. Career politicians are the problem. If we thought it was a good idea to limit the number of times a President could get re-elected, why wouldn’t it be a good idea for the Congress?
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